Buying Your Home
There are several things to consider when buying a home. First, you need a good real estate agent who knows the market. They should get to know you and what you want. Communicate with them your wish list of the kind of home you want, where you want it, what you don’t want, etc. This first step is vital in making the big decision. You need to trust your agent completely so look around for the right one for you. Meet and talk to them personally. They will help you out and walk you through the next steps. It is also a good practice to have a lawyer review your contract and explain it to you. Ask questions and make sure you understand the answers.
In the mountains, you need to be aware of the risks posed by soil, water, wind and Mother Nature. There are considerations such as water rights, well permits, septic-permit tests, mineral rights, legal access, road maintenance and zoning restrictions.
If you are buying a house that has a well and septic system, have the septic tank drained and inspected. Replacing a septic system is very costly. Have the well water tested by calling the Three Lakes Water and Sanitation District (970) 627-3544. See page 70 for more about septic tanks.
Be sure to have the home inspected by a professional independent inspector, preferably one who is a member of the American Society of Home Inspectors (ASHO). Make sure, you, the buyer, hire the home inspector. The inspector is hired to protect you.
Because of water rights, not all water can be used for watering yards and gardens. Be sure to check for the proper use of your water. For water information, call city hall in the town where your home is located. See page 71 for more information.
Paying utility bills can be eye opening. Is your house well insulated? Make sure the windows are at least double-paned. Double-tempered glass-pane windows not only insulate your house but also resist shattering from the heat of a wildfire.
Roads come in all sizes in the mountains. Some are state roads, others are county or town and many are private. State, county and town roads are well maintained. Who will maintain the road to your new home? Check your road for type of maintenance and how that maintenance is provided. Where does the snow fall? Is the home somewhat protected by trees or does it sit in an area without a barrier against the wind? Check the design of the roof and the roofing materials. In the winter, snow must slide off the roof or be shoveled off. If the roof is designed to shed the snow, will the snow fall harmlessly on open ground or will it fall on a walkway or on the neighbor’s property?
